Im looking for a loan?

I have had years of experience helping people who wanted to spend money they did not have. OK, if you have to drive 20 miles to work and your car engine blows up you don't have much choice. But otherwise saving up will mean you sleep at night and have as much as a third more money to spend, which would otherwise go in interest and charges. You can do many things to a house bit by bit and if a bathroom looks dated this is not a short term emergency. The less impressive you are as a risk, the more interest you will have to pay. Absolutely anyone can get a loan, but at a price. And please do not run away with the idea that I have spent my life writing checks for whatever I want as soon as I want it.